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Monday, February 20, 2017

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We understand the entertainment industry, and the people in it.

Borrowing

Creative Arts Savings & Credit Union is pleased to offer members a full range of borrowing options. Whether you are a first-time or repeat home buyer, looking to make home improvements, buying a car, or ready to take a vacation, we have the type of loan, line of credit or mortgage that you're looking for at a rate that is fair and competitive.

The credit union makes it easy for you to apply for the type of credit you need. Once we open for business, you can apply online anytime 24/7, or make an appointment to visit our branch to complete your loan application.

We treat your income statement/history differently than other financial institutions. We will average your last three or more years of income history so that if you have a slow year it will not affect your borrowing abilities. We also look at your expense numbers and we will back out all personal write offs. This results in an increase in your available cash to service credit payments. Most other financial instututions will only look at the taxable income which in most cases wont let you qualify for credit products.

A Loan When You Want It

Set up a line of credit at Creative Arts, then draw on it anytime you like, for any purpose. You control the time of advance, and you decide on the repayment schedule. Read more...

Look Who's Talking

Shelley Cook recalls a time when she approached one of the big banks for a loan. “I told them I was a stunt girl and they said ‘Do you have a real job?’ “ Read more...

Deposit Insurance

Did you know that deposits in Creative Arts Savings & Credit Union are insured by the Deposit Insurance Corporation of Ontario? So you can rest comfortably knowing your deposits are safe.    Read more... 

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625 CHURCH STREET. 1ST FLOOR, TORONTO, ON  M4Y 2G1
416.642.6749  |  877.643.3660  |  info@creativeartscu.com

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